That loan document you just signed? Yeah, it's probably a personal guarantee
Small business owners are signing away their personal assets without even realizing it. We change that.
You're about to sign your life away
The bank hands you a 40-page loan agreement. You're exhausted. They say it's urgent. So you initial each page without reading the fine print. That 'personal guarantee' clause? It means your house, your car, your kids' college fund—all on the line if the business struggles.
- Buried in legalese on page 12: 'Borrower personally guarantees repayment'
- You signed at 11pm because the loan officer said the offer expires tomorrow
- No one explained that 'personal guarantee' means your personal assets are collateral
- You thought business liability was separate from personal liability
See the trap before you sign
Legal Shell AI reads the entire loan agreement in seconds and highlights every personal guarantee clause in plain English. No more guessing. No more surprises.
- Upload any loan agreement—we find every personal guarantee clause
- Get a plain English summary of what you're actually guaranteeing
- See exactly which personal assets are at risk (house, car, savings)
- Compare multiple loan offers side-by-side to avoid bad terms
How it works
From document to clarity in 3 steps
Upload your loan agreement
Take a photo or upload the PDF. We support any format from any lender.
AI scans for personal guarantees
Our AI reads every line, flagging any clause that puts your personal assets on the hook.
Review the highlights
Get a simple report showing exactly what you're guaranteeing, in plain language. No legal degree required.
By the numbers
Real small business owners
"I was about to sign a loan that would've put my house at risk. Legal Shell AI found the personal guarantee clause buried on page 9. I nearly cried. Thank you."
"The bank made it sound like a standard loan. Turns out they wanted my personal savings account too. This app saved me."
"Didn't even know what a personal guarantee was until this thing highlighted it. Now I know what to negotiate."
Show me what's in my loan agreement
It takes 4 minutes. You'll know exactly what personal guarantees you're making.
This content is for informational purposes only and does not constitute legal advice. Always consult a licensed attorney for legal matters.