Stop Overpaying: Identify Hidden Fees in Your Credit Card Processing Agreement
Legal Shell AI scans your merchant service agreement to uncover every hidden fee, so you never overpay again.
The Hidden Fee Trap in Credit Card Processing
Merchant service agreements are deliberately complex, packed with obscure fee structures and penalty clauses that drain your profits month after month.
- Opaque 'interchange plus' pricing that masks true costs
- Hidden monthly minimums and statement fees you didn't agree to
- Tiered pricing models that rarely apply to your actual transaction mix
- Automatic rate hikes and costly termination penalties
AI-Powered Fee Detection
Legal Shell AI acts as your expert contract reviewer, translating legalese into plain English and exposing every cost hidden in your processing agreement.
- Upload your agreement and get a comprehensive fee analysis in minutes
- AI pinpoints every fee clause, rate formula, and penalty term
- Receive a plain-English report with exact dollar impact estimates
- Negotiate or switch processors with confidence using hard data
How to Uncover Processing Fees in 3 Steps
No legal expertise required
1. Upload Your Agreement
Securely upload your merchant service agreement or processing contract PDF. We support all major processors including Stripe, Square, Adyen, and traditional banks.
2. AI Scans for Hidden Fees
Our AI analyzes every clause, flagging assessment fees, monthly minimums, early termination penalties, and vague 'other charges' that add up to thousands.
3. Get Your Plain-English Report
Receive a detailed breakdown of all fees, estimated annual costs, and specific language to negotiate better terms with your processor.
The Cost of Hidden Fees
Saved by the AI
"I thought I had a competitive rate. Legal Shell AI found $287/month in hidden assessment fees and a $1,200 termination penalty I'd missed. I renegotiated and saved over $4,000 annually."
"The report was so clear I walked into my processor's office with exact clauses. They lowered my interchange plus markup by 0.3% and waived all monthly fees. Game changer."
"As an e-commerce store, tiered pricing was a mystery. The AI showed I was being charged at the highest tier despite 90% of my sales being qualified cards. Immediate savings."
Don't Let Hidden Fees Eat Your Profits
Analyze your credit card processing agreement in minutes with AI. Know exactly what you're paying before it's too late.
This content is for informational purposes only and does not constitute legal advice. Always consult a licensed attorney for legal matters.