You didn't read the insurance clause.
Now your client is asking for proof.
That 'standard' requirement in your vendor contract can force you to buy expensive coverage you don't need—or worse, leave you uninsured when something goes wrong.
The insurance requirement is the landmine in your vendor contract.
It's usually one paragraph buried on page 12. But that paragraph can demand you carry $2M in liability, name them as an additional insured, and send them certificates every quarter. Miss it, and you're in breach. Miss the *details*, and you're paying for coverage that doesn't even protect you.
- You signed it at 2 AM because the client said 'it's just boilerplate.'
- Your general liability policy doesn't cover the 'professional services' they're requiring.
- They can cancel your contract for a paperwork mistake, not a performance issue.
- You're on the hook for their legal fees if your insurance lapses, even if it's their fault.
We highlight exactly what the insurance clause demands, in human terms.
No legal jargon. Just a clear list: what coverage you need, whose name goes on the policy, and what happens if you can't get it. You'll know before you sign or before you tell your client you're covered.
- See the exact dollar amounts and types of insurance required.
- Understand the 'additional insured' trap and who really benefits.
- Get a plain-English summary of your obligations and deadlines.
- Know the penalties for non-compliance before they happen.
How to stop guessing about your insurance requirements
It takes less time than your morning coffee.
Upload your vendor contract
Drag and drop the PDF. We don't need your signature or any personal info to analyze the text.
AI scans for insurance language
Our model is trained on thousands of vendor agreements. It finds every clause about insurance, certificates, and indemnity.
Get your risk report
You get a highlighted document and a simple checklist: 'You must provide X coverage by Y date.' That's it.
Numbers from the last 90 days
From people who almost got burned
"I had a catering contract that said I needed 'commercial auto insurance' for my Honda Civic. I thought it was a joke. Legal Shell pointed out it was a real requirement and that my personal policy would be void if I ever delivered food. I got it changed."
"My IT services contract had an 'additional insured' clause that would have made my insurer drop me. The app flagged it in 30 seconds. I'm not a lawyer, but I knew exactly what to ask for in the amendment."
"We were about to sign a big warehouse fulfillment deal. The insurance requirement was buried in an exhibit. We would've missed it. The report saved us from a potential six-figure liability gap."
Don't sign another vendor contract without checking this.
That insurance requirement isn't 'standard.' It's a specific financial obligation. See it before you agree to it.
This content is for informational purposes only and does not constitute legal advice. Always consult a licensed attorney for legal matters.