Legal Term
Boat Storage Weather Damage Liability
Legal Definition
The contractual allocation of financial responsibility for physical damage to a stored watercraft caused by natural weather events (e.g., hurricanes, floods, hail, tornadoes), which is frequently limited or excluded in facility agreements unless the damage results from the facility's negligence.
In Plain English
Who pays if a storm, flood, or other natural disaster damages your boat while it's in storage? This term defines if the storage facility is responsible or if the risk falls on you, the boat owner.
Example in a Contract
"LESSOR SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE TO BOAT CAUSED BY ACTS OF GOD, INCLUDING BUT NOT LIMITED TO HURRICANES, FLOODS, OR WINDS, EXCEPT TO THE EXTENT SUCH LOSS IS CAUSED BY LESSOR'S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT. LESSEE IS SOLELY RESPONSIBLE FOR MAINTAINING ADEQUATE INSURANCE COVERAGE FOR SUCH EVENTS."
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